|
Mortgage Library
Freddie Mac Monthly 15 Year Average Rate
Monthly Average Commitment Rate And Points On 15-Year Fixed-Rate Mortgages Since 1991
Source: Freddie Mac
| |
2003 |
2002 |
2001 |
| |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
| January |
5.30 |
0.6. |
6.48 |
0.7 |
6.64 |
0.9 |
| February |
5.22 |
0.6 |
6.38 |
0.7 |
6.64 |
0.9 |
| March |
5.07 |
0.6 |
6.52 |
0.7 |
6.51 |
1.0 |
| April |
5.12 |
0.6 |
6.48 |
0.7 |
6.60 |
1.0 |
| May |
4.86 |
0.7 |
6.28 |
0.7 |
6.68 |
1.0 |
| June |
4.63 |
0.6 |
6.11 |
0.6 |
6.70 |
1.0 |
| July |
4.97 |
0.5 |
5.93 |
0.5 |
6.68 |
0.9 |
| August |
5.59 |
0.7 |
5.70 |
0.6 |
6.50 |
0.9 |
| September |
|
|
5.51 |
0.6 |
6.34 |
0.9 |
| October |
|
|
5.50 |
0.6 |
6.10 |
0.9 |
| November |
|
|
5.46 |
0.6 |
6.15 |
0.8 |
| December |
|
|
5.45 |
0.6 |
6.54 |
0.8 |
|
Annual
Average |
|
|
5.98 |
0.6 |
6.50 |
0.9 |
| |
2000 |
1999 |
1998 |
1997 |
1996 |
| |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate |
Pts |
Rate
|
Pts |
| January |
7.80 |
1.0 |
6.43 |
1.0 |
6.58 |
1.4 |
7.33 |
1.7 |
6.55 |
1.7 |
| February |
7.93 |
1.0 |
6.44 |
1.0 |
6.64 |
1.2 |
7.15 |
1.7 |
6.56 |
1.7 |
| March |
7.83 |
0.9 |
6.68 |
0.9 |
6.74 |
1.2 |
7.41 |
1.7 |
7.11 |
1.8 |
| April |
7.80 |
1.0 |
6.53 |
0.9 |
6.78 |
1.0 |
7.68 |
1.7 |
7.44 |
1.7 |
| May |
8.18 |
1.0 |
6.75 |
1.0 |
6.78 |
1.0 |
7.47 |
1.6 |
7.58 |
1.7 |
| June |
7.99 |
0.9 |
7.18 |
1.0 |
6.67 |
1.0 |
7.24 |
1.7 |
7.83 |
1.7 |
| July |
7.87 |
0.9 |
7.26 |
1.0 |
6.62 |
1.1 |
7.04 |
1.8 |
7.77 |
1.7 |
| August |
7.76 |
1.0 |
7.53 |
1.0 |
6.61 |
1.1 |
7.02 |
1.7 |
7.52 |
1.7 |
| September |
7.60 |
1.0 |
7.44 |
1.0 |
6.40 |
1.0 |
6.99 |
1.7 |
7.75 |
1.7 |
| October |
7.47 |
1.0 |
7.47 |
1.0 |
6.36 |
0.9 |
6.85 |
1.7 |
7.43 |
1.7 |
| November |
7.42 |
0.9 |
7.36 |
1.0 |
6.51 |
0.9 |
6.76 |
1.7 |
7.14 |
1.7 |
| December |
7.06 |
0.9 |
7.52 |
1.0 |
6.39 |
0.9 |
6.66 |
1.8 |
7.10 |
1.7 |
|
Annual
Average |
7.72 |
1.0 |
7.06 |
1.0 |
6.59 |
1.1 |
7.13 |
1.7 |
7.32 |
1.7 |
| |
1995 |
1994 |
1993 |
1992
|
1991 |
| |
Rate |
Pts |
Rate |
Pts
|
Rate |
Pts |
Rate |
Pts |
Rate
|
Pts |
| January |
8.80 |
1.8 |
6.57 |
1.7
|
7.51 |
1.7
|
8.01
|
1.7
|
NA |
NA
|
| February |
8.46 |
1.8 |
6.66 |
1.7
|
7.17 |
1.5
|
8.38
|
1.8
|
NA |
NA
|
| March |
8.06 |
1.8 |
7.18 |
1.7
|
7.00
|
1.6
|
8.58
|
1.9
|
NA |
NA
|
| April |
7.88 |
1.8 |
7.80 |
1.7
|
6.94
|
1.6
|
8.47
|
1.7
|
NA |
NA
|
| May |
7.51 |
1.7 |
8.08 |
1.7
|
6.93 |
1.8
|
8.29
|
1.7
|
NA |
NA
|
| June |
7.06 |
1.7 |
7.91 |
1.8
|
6.92 |
1.6
|
8.08
|
1.7
|
NA |
NA
|
| July |
7.09 |
1.7 |
8.11 |
1.7
|
6.72 |
1.6
|
7.67
|
1.6
|
NA |
NA
|
| August |
7.36 |
1.8 |
8.02 |
1.8
|
6.63 |
1.5
|
7.49
|
1.6
|
NA |
NA
|
| September |
7.16 |
1.8 |
8.13 |
1.8
|
6.43 |
1.5
|
7.41
|
1.6
|
8.69 |
1.8
|
| October |
7.01 |
1.8 |
8.39 |
1.8
|
6.37
|
1.5
|
7.55
|
1.7
|
8.49 |
1.8
|
| November |
6.89 |
1.8 |
8.67 |
1.8
|
6.69
|
1.5
|
7.80
|
1.8
|
8.33 |
1.7
|
| December |
6.74 |
1.7 |
8.80 |
1.8
|
6.68
|
1.5
|
7.74
|
1.6
|
8.07 |
1.7
|
| |
|
|
|
|
|
|
|
|
|
|
Annual
Average |
7.48 |
1.8 |
7.86 |
1.8 |
6.83 |
1.6
|
7.96 |
1.7 |
N.A. |
N.A. |
|
