Questions to Ask Yourself

• Are you and your business credit worthy?
  -Your personal and business credit ratings will be analyzed.
• What kind of money do you require?
  -Short, long, intermediate term money or equity capital.
• How much money do your need?
  -Present exactly what you need and what it is for.
• Do you have sufficient collateral?
  -Your collateral must equal the loan amount at a minimum.
• What are the Lender's rules?
  -Ask about Loan to Value's and Debt Coverage Ratios.
• What kinds of limitations will be set by you?
  -Know your comfort level with rate, payment, and term.